Welcome to the First Equity & First Cypress rates page. Complete an online application today!

Current posted rates are in effect as of Current posted rates are in effect as of 01/07/2009 5:20:00 PM Central Time.
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Rates are subject to change without notice.
30 Year Fixed
RatePointsAPRLock Days
4.875%1.500%5.058%25
5.000%1.000%5.139%25
5.250%0.500%5.346%25
6.250%0.000%6.304%25
The APR is calculated using a loan amount of $417,000 and these typical fees.


20 Year Fixed
RatePointsAPRLock Days
4.875%1.500%5.058%25
5.125%1.000%5.265%25
5.999%0.500%6.099%25
6.250%0.000%6.304%25
The APR is calculated using a loan amount of $417,000 and these typical fees.


15 Year Fixed
RatePointsAPRLock Days
4.625%1.500%4.940%25
5.000%1.000%5.240%25
5.750%0.500%5.916%25
6.000%0.000%6.088%25
The APR is calculated using a loan amount of $417,000 and these typical fees.


30 Yr Fixed Conforming Jumbo
RatePointsAPRLock Days
5.875%1.500%6.061%25
6.000%1.000%6.139%25
6.250%0.500%6.343%25
6.500%0.000%6.546%25
The APR is calculated using a loan amount of $512,000 and these typical fees.


30 Yr Fixed Jumbo
RatePointsAPRLock Days
7.375%1.500%7.569%30
7.500%1.000%7.643%30
7.750%0.250%7.816%30
8.000%0.000%8.040%30
The APR is calculated using a loan amount of $650,000 and these typical fees.


15 Yr Fixed Jumbo
RatePointsAPRLock Days
7.250%1.500%7.558%30
7.375%1.000%7.601%30
7.500%0.500%7.644%30
7.750%0.000%7.812%30
The APR is calculated using a loan amount of $650,000 and these typical fees.


30 Yr 3/1 Conforming Arm
RatePointsAPRLock Days
5.375%1.500%4.600%30
5.625%1.000%4.605%30
6.000%0.500%4.655%30
6.375%0.000%4.791%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


30 Yr 5/1 Conforming Arm
RatePointsAPRLock Days
5.625%1.500%4.050%30
5.875%1.000%3.972%30
6.125%0.500%3.896%30
6.375%0.000%3.903%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


30 Year Loan for Manufactured to 90% LTV!
RatePointsAPRLock Days
6.375%1.500%6.578%30
6.625%1.000%6.781%30
6.875%0.500%6.983%30
7.250%0.000%7.310%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


20 Yr Loan for Manufactured Home to 90 LTV!
RatePointsAPRLock Days
6.125%1.500%6.391%30
6.375%1.000%6.579%30
7.000%0.500%7.143%30
7.250%0.000%7.329%30
The APR is calculated using a loan amount of $417,000 and these typical fees.

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First Equity & First Cypress 131-C Boatyard Dr Fort Bragg, CA 95437
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