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For Phil at 707-964-0708 Ext 102 or Michael at 707-964-0708 Ext 104
30 Year Fixed |
APR | Points | Loan Rate | Lock Days |
6.329% | 2.000% | 6.125% | 30 |
6.553% | 1.500% | 6.375% | 30 |
6.614% | 1.000% | 6.500% | 30 |
The APR is calculated using a loan amount of $806,500.00 |
What is the difference between the interest rate and the A.P.R.? - First Equity, CA
20 Year Fixed |
APR | Points | Loan Rate | Lock Days |
6.144% | 2.000% | 5.875% | 30 |
6.198% | 1.500% | 5.990% | 30 |
6.273% | 1.000% | 6.125% | 30 |
The APR is calculated using a loan amount of $806,500.00 |
What is the difference between the interest rate and the A.P.R.? - First Equity, CA
15 Year Fixed |
APR | Points | Loan Rate | Lock Days |
5.708% | 2.000% | 5.375% | 30 |
6.011% | 1.500% | 5.750% | 30 |
6.059% | 1.000% | 5.875% | 30 |
The APR is calculated using a loan amount of $806,500.00 |
What is the difference between the interest rate and the A.P.R.? - First Equity, CA
FHA 30 Year Fixed |
APR | Points | Loan Rate | Lock Days |
6.072% | 2.000% | 5.625% | 30 |
6.284% | 1.500% | 5.750% | 30 |
6.375% | 1.000% | 5.990% | 30 |
The APR is calculated using a loan amount of $524,225.00 |
What is the difference between the interest rate and the A.P.R.? - First Equity, CA
USDA Rural Housing 100% LTV |
APR | Points | Loan Rate | Lock Days |
6.537% | 2.000% | 6.000% | 30 |
6.730% | 1.500% | 6.250% | 30 |
6.822% | 1.000% | 6.500% | 30 |
The APR is calculated using a loan amount of $437,000.00 |
What is the difference between the interest rate and the A.P.R.? - First Equity, CA
VA |
APR | Points | Loan Rate | Lock Days |
6.200% | 1.000% | 5.750% | 30 |
6.706% | 0.000% | 6.250% | 30 |
The APR is calculated using a loan amount of $766.550.00 (VA does not have a loan limit ask about jumbo financing.) |
Hard Money (Private Money) |
APR | Points | Loan Rate | Lock Days |
10.991% | 3.000% | 10.500% | N/A |
The APR is calculated using a loan amount of $400,000.00 |
*We also buy Notes secured by Deeds of Trust and can loan against Notes Secured by Deeds of Trust. * We also service notes secured by Deeds of Trust, including owner carrybacks and multi-lender loans.
NON-PRIME-12 month bank statement program |
APR | Points | Loan Rate | Lock Days |
9.180% | 1.500% | 8.875% | 30 |
The APR is calculated using a loan amount of $600,000.00 |
CalHFA-100% LTV 1st & Silent 2nd |
APR | Points | Loan Rate | Lock Days |
Call % | 2% |
Call | 30 |
The APR is calculated using a loan amount of $600,000.00 |
What is the difference between the interest rate and the A.P.R.? - First Equity, CA
Call for more information on our rates for Self-employed bank statement programs and Reverse Mortgage programs, including Reverse Mortgage Purchase programs.
Current posted rates are effective as of 04/08/2025 at 10:00 AM Pacific Standard Time.
Rates are subject to change without notice.
*Note all rates are based on a credit that is considered good to excellent. Programs posted assume the loan purpose is a purchase transaction or a no-cash-out refinance. Other programs may have a higher rate or fee depending on credit score, debt ratio, loan-to-value, or loan purpose. We consider all scenarios, even if there are some credit problems. Please call us for more information at 707-964-0708 X 102 or fill out the Loan Application now!